Sente Loan is a complete digital management system for Ugandan SACCOs, MFIs, and money lenders. Track loans, members, repayments, and savings — all in one place.
Pay once. Own it forever. No monthly fees.
Sound familiar?
Every borrower gets a full repayment schedule with automatic default flags and overdue alerts. No more guessing.
Every transaction is logged with a timestamp and the staff user ID. A full audit trail nobody can delete or edit.
Sente Loan calculates interest, penalties, and balances automatically. What used to take hours now takes minutes.
Every member has a clean statement they can see at any time. No more arguments over who paid what and when.
Simple process
Send us a message. We'll confirm your institution type and size, answer your questions, and walk you through the system.
Pay UGX 500,000 once for self-hosted, or UGX 1,000,000/year for managed cloud. MTN Mobile Money, Airtel Money, or bank transfer.
Our team installs the system on your computer or sets up your cloud workspace. In person in Kampala or remotely via WhatsApp.
Start managing your members, loans, and savings digitally. We're on WhatsApp if anything comes up — no ticket systems, just a real person.
What's included
Built for Uganda
Pay for the license and collect member repayments directly via mobile money.
Offline mode for rural branches and field officers. Syncs when connected.
Built and supported by a Ugandan developer team who understands your context.
No helpdesk tickets. No email queues. WhatsApp us directly. Real-time responses.
Pricing
Own it outright on your own hardware, or let us host and manage it for you. Both options are full systems — no feature limits.
One-time license fee
UGX 500,000
Pay once · Own it forever
No monthly fees. No renewal. No surprises.
Yearly subscription
UGX 1,000,000/year
All-inclusive · Cancel any time
Best for medium-large institutions without in-house IT.
Installation & training: For self-hosted, our team comes to your office in Kampala, or we set you up remotely over WhatsApp and TeamViewer for upcountry locations. Extended support packages are available on request.
FAQ
No. With the self-hosted version, the software runs on your own computer or server — it's yours. Even if Sente Loan stopped operating tomorrow, your system keeps working and your data stays with you. With the managed cloud version, we provide regular data exports so you always have a copy you can take elsewhere.
Yes. You can pay for the license via MTN MoMo or Airtel Money, and the system records member repayments made via mobile money. Bank transfer is also supported.
The system works offline. Your loan officers can record transactions, register members, and pull statements without an internet connection. Everything syncs automatically the next time the device is back online.
No. The self-hosted version is UGX 500,000 paid once — you own the software forever, no renewals. The managed cloud version is UGX 1,000,000/year, all-inclusive (hosting, backups, updates, WhatsApp support). Those are the only two prices. No tiers, no upsells, no hidden fees.
Yes. We help you migrate existing member, loan, and savings records as part of the installation. Excel files are easiest; for paper records, we'll guide your staff through entering them and verify the totals match.
The system is built to support the reporting and record-keeping requirements expected of Ugandan SACCOs, MFIs, and money lenders — audit trails, member KYC, loan classification, and exportable reports. We work with your compliance officer to make sure the reports match what you need to file.